Idaho Bills
9 bills · 2025 Regular Session
Amends, repeals, and adds to existing law to establish the Idaho Travel Insurance Act.
This purpose of this legislation is to add Chapter 45, Title 41 of the Idaho Code and amend Chapter 10, Title 41 of the Idaho Code, to establish a comprehensive regulatory framework for the sale and marketing of travel insurance in Idaho. Specifically, the legislation establishes uniform definitions of key terms and standards and allows travel protection products to continue to be offered in a manner that provides a seamless consumer experience and cost-saving efficiencies. It also clarifies permissible and prohibited sales practices and the applicability of Idaho’s unfair trade practices laws and requires important consumer disclosures. The legislation further provides that travel insurance may be sold via individual, group or blanket policies and codifies current practice with respect to premium taxes. Finally, it clarifies that travel insurance is generally classified and filed as an inland marine line of insurance. This legislation will ensure clarity and consistency is provided in the way travel insurance products are regulated.
Rod Furniss · HD-031B
Adds to existing law to establish provisions regarding 340B drug pricing program reporting.
The purpose of this legislation is to add transparency to the 340B Program. This legislation requires 340B covered entities to report annually to the Idaho Department of Health & Welfare, the Idaho Attorney General, and the Idaho State Controller.
Jordan Redman · HD-003B
52 – 18
Amends existing law to provide additional exceptions to insurance discrimination and rebate provisions for value-added products or services.
Thepurposeofthislegislationistocreateanallowanceforconsumertobeprovided,forfreeoratareducedrate, risk mitigation devices and services. Possible examples include fitness trackers provided by health insurance companies, or water/leak detection devices provided by homeowners insurance companies. It also clarifies that participation in arrangements that do not violate certain sections of the Bank Holding Company Act and the Home Owners’ Loan Act are permitted.
Jeff Cornilles · HD-012A
Adds to existing law to establish cost-sharing requirements for health benefit plans.
This legislation would require health insurance companies to apply toward its insured's copay, deductible, and out-of-pocket maximum those payments which are made by a third party for the benefit of the insured.
David Cannon · HD-030A
States findings of the Legislature and reaffirms support for state-based title insurance regulation.
The federal government has signaled plans that would undermine the current state-based title insurance structure that has served consumers well for decades. These proposals are federal overreach and would erode federalism and be a blow to small businesses in the states. Examples are the Federal Housing Finance Agency’s announcement of a “Title Acceptance Pilot” which would permit title insurance obtainment requirements to be waived in certain transactions. Updates to Government-Sponsored Enterprises (Fannie Mae and Freddie Mac) Selling Guides to allow the use of attorney opinion letters in lieu of title insurance for certain loans. This resolution affirms support for the existing state-based system of title insurance regulation where Congress has continually affirmed the primacy of state-based insurance regulation, including in the McCarran-Ferguson Act in 1945 and most recently in the Dodd-Frank Act of 2010.
John Shirts · HD-009A
Amends and repeals existing law to remove the Idaho Small Employer Carrier Reinsurance Program.
This legislation repeals the Idaho Small Employer Carrier Reinsurance Program. The Program has no active carrier members and is no longer necessary.
Rod Furniss · HD-031B
33 – 0
Adds to existing law to establish certain cost-sharing requirements for health benefit plans.
This legislation would require health insurance companies to apply toward its insured's copay, deductible, and out-of-pocket maximum those payments which are made by a third party for the benefit of the insured.
David Cannon · HD-030A
Amends existing law to revise provisions of the Idaho Life and Health Insurance Guaranty Association Act.
This legislation updates the Life and Health Insurance Guaranty Association Act, first enacted by the Idaho Legislature in 1977, to ensure that consumers—not insurance companies—are protected when an insurer becomes insolvent. This legislation amends current law in four ways: first, it clarifies that "factoring companies" and "factored transactions" are not eligible for coverage under the Act. Second, it adjusts coverage determinations for high-risk long-term care or other health insurance policies with above-average interest rates to align with standard interest rates when an insurance company becomes insolvent. Third, it requires health insurance CO-OPs created under the Affordable Care Act to become members of the Idaho Life and Health Insurance Guaranty Association. Finally, it removes the annual $300 cap on association membership fees. In 2018, the National Association of Insurance Commissioners (NAIC) recommended states adopt best practices and national standards to better protect consumers. While Idaho has already implemented many of these recommendations, this legislation incorporates the final changes to better align with these recommended standards.
Jeff Ehlers · HD-021B
20 – 13
States findings of the Legislature and authorizes the Legislative Council to appoint a committee to undertake a study of the property insurance market in Idaho.
This Concurrent Resolution would authorize the legislative council to appoint an interim committee to undertake and complete a study on the impacts of the property insurance market on Idahoans that includes exploring strategies to stabilize the property insurance market and developing property insurance approaches that are more accessible and affordable to all Idahoans.
Jordan Redman · HD-003B