Amends existing law to provide that a collection agency licensee, a collection agency or its agent or a creditor citizen may collect interest or incidental fees, charges or expenses if they are expressly authorized by the agreement creating the debt.

DEBT COLLECTORS -- Amends existing law to provide that a collection agency licensee, a collection agency or its agent or a creditor citizen may collect interest or incidental fees, charges or expenses if they are expressly authorized by the agreement creating the debt.